Cookie Policy

What is a Cookie?

Cookies are small bits of data we store on the device (computer, mobile phone, tablet or any
other mobile device) that you use to access any of the websites (the Sites), so we can recognize
repeat users. Each cookie expires after a certain period of time depending on what we use it for.
Like most commercial websites we use cookies on web pages. We use cookies for several
reasons. Below we list and describe the various types of cookies we use on our site.

By using websites, you expressly consent to the use of cookies as described on this page as well
as in our PRIVACY POLICY. Please see below for details on each of the types of cookies we

What Cookies Do We Use?

Below we list the different types of cookies that may be used on the Sites. We have updated this
policy to include a detailed list of cookies used on each of our Sites, that include information
about type of cookie, expiry periods, and links to third party sites where applicable.

The Sites use both 1st party cookies (which are set by the Sites being visited) and 3rd party
cookies (which are set by a server located outside the domain of our Sites).

Required or Essential Cookies

Certain cookies are necessary for the Sites to operate correctly. For example, we use cookies to
authenticate you. When you log on to our websites, authentication cookies are set which let us
know who you are during a browsing session. These are set automatically.

Functionality Cookies

These cookies are used to enable certain additional functions on our websites, such as storing
your preferences (e.g. username and language selection) and preventing users from taking the
same form multiple times. These functions improve user experience.

Preference Cookies

Preference cookies collect information about your choices and preferences and allow us to
remember language or other local settings to customize the Sites accordingly.

Social Media Cookies

Social media cookies collect information about social media usage to target relevant ads to users.

Analytics Cookies

Analytic cookies collect information about your use of the sites that enable us to improve the
way it works. For example, analytics cookies show us which are the most frequently visited
pages on the Sites, help us record any difficulties you have with the Sites, and show us whether
our advertising is effective or not. This allows us to see the overall patterns of usage on the Sites,
rather than the usage of a single person. We use the information to analyze the Sites’ traffic.

Targeting or Advertising Cookies

We may use cookies to market services to you on third-party websites. For example, if you visit
our website, you may then see an advertisement for services on certain third party websites you
visit in the future. Information about this is described under the paragraph in our Privacy Policy
which is entitled “We may disclose the presence of a cookie to advertise our services.”

We sometimes use cookies delivered by third parties to track the performance of our
advertisements. For example, these cookies remember which browsers were used to visit our
websites. The information provided to third parties does not include personal information, but
this information may be re-associated with personal information after we receive it. This process
helps us manage and track the effectiveness of our marketing efforts.

We also contract with third-party advertising networks that may collect IP addresses and other
information from web beacons on our websites, emails, and on third-party websites. Ad networks
follow your online activities over time by collecting website navigational information through
automated means, using cookies. They use this information to provide advertisements about
products and services that may be of interest to you. You may see these advertisements on other
websites. This process also helps us manage and track the effectiveness of our marketing efforts.

How Do I Manage Cookies?

If you’d like to remove or disable cookies via your browser, you certainly can.

We provide you with a choice on the use of cookies as described in this policy. Please note that
our websites may not work correctly if you change certain preferences, such as disabling all

Please also note that after applying these settings, you will continue to receive advertising,
although it may not be tailored to your preferred interests using information collected from
cookies and similar technologies on your device.

First Party Cookies. If you’d rather we didn’t use cookies when you visit us, click here for
information on how to configure your browser settings to reject cookies. Please note, disabling
these types of cookies won’t turn off advertising on our websites and the advertising you see may
be less relevant to you.

Third Party Cookies. If you would like to opt-out of third-party cookies, here are some options:

  • If you would like to opt-out of receiving personalized ads from third party
    advertisers and ad networks who are members of the Network Advertising Initiative
    (NAI), or who follow the Digital Advertising Alliance’s (DAA) Self-Regulatory
    Principles for Online Behavioral Advertising, you can by visiting the opt-out pages
    on the NAI website and DAA website or click here to opt out.
  • Google provides a suite of tools to control its cookies:
  • Google Analytics, which is a tool used to track and report website
    traffic, provides an out-out browser add-on that can be
    downloaded here.
  • Google Safety Centre has a tool where you can control the ads you see on Google
    and control the data used for serving ads to you. It can be found here.
  • If you wish to block other cookies, including those being served by companies that
    are not part of the NAI or the DAA you can use the browser-level cookie controls
    described below

Browser-Level Cookie Controls
Most browsers allow you to manage cookie settings. These settings can usually be found in the
‘Settings’, ‘Options’ or ‘Preferences’ menu of your browser. The links below are provided to
help you find the settings for some common browsers.